Combined Liability

Every business faces potential risks and liabilities as part of day-to-day operations. Combined Liability Insurance brings together key liability covers into one policy, helping protect your business against claims that could arise from injury, property damage or legal responsibilities.

At Covridge, we work to provide tailored liability solutions designed around your business activities, helping ensure you have the right level of protection in place.

What can Combined Liability Insurance cover?

✔ Employers' Liability Insurance
✔ Public Liability Insurance
✔ Products Liability Insurance
✔ Legal defence costs
✔ Compensation awards and settlements (subject to policy terms)
✔ Temporary employee cover options
✔ Contractors and subcontractor cover options
✔ Legal expenses cover options

Venn diagram on a whiteboard illustrating combined liability insurance including public and products liability.
Venn diagram on a whiteboard illustrating combined liability insurance including public and products liability.
A diverse team of engineers in hard hats and safety vests reviewing blueprints at a construction project meeting.
A diverse team of engineers in hard hats and safety vests reviewing blueprints at a construction project meeting.

Who is this suitable for?

We can arrange Combined Liability Insurance for:

  • Trades and contractors

  • Retail businesses

  • Offices and professional services

  • Manufacturers

  • Restaurants, cafés and pubs

  • Property owners and landlords

  • Small and medium-sized businesses

  • Service-based businesses

Stressed woman reviewing a legal expenses bill with high professional fees and court costs at her desk.
Stressed woman reviewing a legal expenses bill with high professional fees and court costs at her desk.

Ready to protect your future?

Whatever your needs, get in touch to see how we at Covridge can help you

Insurance protection shield featuring icons for real estate, legal services, and automotive coverage
Insurance protection shield featuring icons for real estate, legal services, and automotive coverage

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© 2026 Covridge Insurance, a trading name of Covridge (UK) Ltd. All rights reserved.

Covridge Insurance is the trading name of Covridge (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Our Firm Reference Number is: 1052890. Registered Office: Covridge (UK) Ltd, 13 Dennard Way, Farnborough, Orpington, Kent, BR6 7HS. Registered in England and Wales No: 16961673.

Covridge (UK) Ltd is a wholly owned subsidiary of ACIS Ventures (UK) Ltd

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