Unoccupied Property
Leaving a property unoccupied for an extended period can create additional risks that standard insurance policies may not fully cover. At Covridge, we provide specialist Unoccupied Property Insurance solutions designed to protect vacant buildings and give property owners peace of mind.
Whether your property is temporarily empty due to renovation work, sale, probate, tenant changes or other circumstances, we can help arrange cover tailored to your requirements.
What can Unoccupied Property Insurance cover?
✔ Buildings cover
✔ Fire, flood and storm damage
✔ Escape of water protection
✔ Theft and malicious damage (subject to policy terms)
✔ Property owners' liability
✔ Accidental damage options
✔ Subsidence cover (where available)
✔ Legal expenses options
✔ Optional terrorism cover
Who is this suitable for?
We can arrange cover for:
Residential properties
Commercial buildings
Vacant rental properties
Properties undergoing renovation
Probate properties
Listed buildings
Investment properties
Mixed-use properties
Multi-property portfolios
Ready to protect your future?
Whatever your needs, get in touch to see how we at Covridge can help you
Contact Us
© 2026 Covridge Insurance, a trading name of Covridge (UK) Ltd. All rights reserved.
Covridge Insurance is the trading name of Covridge (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Our Firm Reference Number is: 1052890. Registered Office: Covridge (UK) Ltd, 13 Dennard Way, Farnborough, Orpington, Kent, BR6 7HS. Registered in England and Wales No: 16961673.
Covridge (UK) Ltd is a wholly owned subsidiary of ACIS Ventures (UK) Ltd