Liability Insurance

Covridge can assist businesses and individuals in arranging liability insurance for a wide range of activities, events, and operations. Liability insurance is designed to provide financial protection if a third party suffers injury, property damage, or financial loss and holds you legally responsible.

Whether you are organising an event, carrying out contracted work, managing a property, or operating a business, having the right liability cover in place can help protect against potentially significant legal and compensation costs.

What can Liability Insurance cover?

Employers' Liability Insurance
If you employ staff, Employers’ Liability Insurance is a legal requirement for most businesses in the UK. It can provide protection if an employee suffers injury or illness as a result of their work and makes a claim against your business.

Public Liability Insurance
Provides protection if a member of the public suffers injury or property damage connected to your business activities.

Professional Indemnity Insurance
Protects professionals and consultants against claims alleging negligence, errors, omissions, or inadequate advice and services.

Directors’ and Officers’ (D&O) Liability Insurance
Protects company directors, officers, and senior managers against claims arising from decisions or actions taken in the course of managing an organisation.

Products Liability Insurance
Helps protect your business if products supplied, sold or manufactured by your business cause injury or damage.

Cyber Liability Insurance
Provides protection against liabilities arising from data breaches, cyber-attacks, privacy violations, and related regulatory investigations.

Black umbrella protecting white blocks spelling RISK from falling rain, representing financial insurance and risk management
Black umbrella protecting white blocks spelling RISK from falling rain, representing financial insurance and risk management
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Hacker in hoodie working on multiple computer screens
A man slips on a wet floor in a coffee shop near a yellow caution sign and a barista.
A man slips on a wet floor in a coffee shop near a yellow caution sign and a barista.

Who is this suitable for?

We can arrange Liability Insurance for:

  • Small and Medium-Sized Businesses (SMEs)

  • Tradespeople and Contractors

  • Professional Consultants and Advisors

  • Event Organisers

  • Property Owners and Landlords

  • Manufacturers, Retailers, and Distributors

  • Charities, Clubs, and Community Organisations

Construction site safety signs listing PPE requirements for workers near active heavy machinery.
Construction site safety signs listing PPE requirements for workers near active heavy machinery.

Ready to protect your future?

Whatever your needs, get in touch to see how we at Covridge can help you

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Insurance protection shield featuring icons for real estate, legal services, and automotive coverage

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© 2026 Covridge Insurance, a trading name of Covridge (UK) Ltd. All rights reserved.

Covridge Insurance is the trading name of Covridge (UK) Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Our Firm Reference Number is: 1052890. Registered Office: Covridge (UK) Ltd, 13 Dennard Way, Farnborough, Orpington, Kent, BR6 7HS. Registered in England and Wales No: 16961673.

Covridge (UK) Ltd is a wholly owned subsidiary of ACIS Ventures (UK) Ltd

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